The Cost Of AI And Its Impact On Insurance Companies
The Insurers Pulling Ahead Know What Their AI Actually Costs
AI is no longer a discrete line item in insurance — it is a consumption-driven cost that scales with every claim processed, every policy issued, every customer interaction managed. This paper examines how Technology Economics, operationalized through the MOTEF framework, gives insurance leaders the cost attribution, unit economics and AI spend governance needed to turn technology investment into a defensible competitive advantage.
